Documents
This page contains some of the key documents relating to the Scheme.
Complaints Procedure
The Trustee of your pension scheme is responsible by law for setting up a formal procedure to sort out any complaints involving the Pearl Group Staff Pension Scheme.
We hope that in most cases any problems can be resolved without the need to use this official procedure. But if a dispute arises that cannot be resolved informally please refer to the following procedure
Pensions News
The magazine is a way of keeping the pensioners in touch with each other in a way that they are able to share any interesting news regarding events, hobbies and outings which they are, or may be, involved in. It also gives us an opportunity to update the pensioners on any changes that occur to the Scheme or Pearl Group itself. The majority of the articles are supplied by the Secretary/members of the pensioner associations listed on the back page.
Past editions of the Pensions News magazine can be found below:
Short Reports
Each year the Trustees of the Scheme produce a short report that contains a summary of the Annual Report & Accounts for the Scheme and details of any current Scheme issues. From 2006 this document contains the Summary Funding Statement that is required to be issued to members.
The short reports can be found below:
Actuarial Valuation Reports
Every three years the Scheme Actuary carries out a valuation to determine its ability to pay members benefits and to advise on the appropriate level of future company contributions.
The summary of the report can be found below:
